Looks like an insurance scam to me ....my wife has been in commercial insurance for 20 plus years , I've heard all kinds of story's like this .
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I am not in insurance and this may be a dumb question but do you really think a landscaping company would make an insurance claim for a grill that costs less then $500? I could see if they damaged something of more value like part of a home or car but a grill?
Which is exactly why I think it's a scam , damage the grill more and file a higher claim , most claims under $1000.00 go unchecked . Pay the hurt party their end and pocket the rest , happens all the time.
Or the landscaper is thinking the damage amount is not going to be higher than his deductible and insurance won't pay at that point.
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