But I'll go along, if only to mention that if you'd have gone much lower he might have thought you were trying to rip him off, and anything much higher might have raised suspicions as to your intent.
Nailed it. That is exactly the number I was trying to hit, it just turns out I should have been hitting was maybe lower.
I texted Rick, "I think I over paid by 40". He asked what the damage was, and i said "40".