1/2 cup butter
1 1/2 cup graham cracker crumbs
1 can sweetened condensed milk (14 ounces)
1 cup chocolate chips
1 cup peanut butter chips ( substitute with butterscotch chips if you prefer)
1 1/3 cups sweetened shredded coconut
1 cup chopped nuts(optional) Walnuts pecans or whatever you prefer.
Mix the cracker crumbs ( ground fine ) and the butter in a bowl. in a 9 x 13 greased pan spread the cracker butter mixture evenly . Pour condensed milk over cracker mix and spread evenly. Spread chocolate chips and then spread peanut butter chips ,nuts (if you add them) and top with coconut. Bake at 350 for about 30 minutes or until slightly browned and firm in the middle. Let cool and serve.